Attention homeowners in the Lake Sunapee region and Sullivan County, Merrimack County and Grafton County: Need an appraisal?
The top five reasons why New Hampshire homeowners use R.B.Hill Company:
We at R.B.Hill Company understand the individual needs of a homeowner seeking appraisal services. Our customary business clients understand the appraisal process and the usual "products" we deliver to them. As our client, we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.
Pre-Listing Services for marketingProfessional appraisers, like the ones at R.B.Hill Company, will be objective. We'll tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. The appraisal is an independent third party's opinion of your home's value. Interested buyers give credibility to a qualified appraiser's value assessment.
Challenge property tax assessmentsYour local tax assessor may have your home overvalued if your home not appreciating as much as other properties close by. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal from R.B.Hill Company is #1 in getting you a fair deal.
Need to cancel PMI?PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We're experienced in helping people just like you get rid of unnecessary PMI insurance.
HELOC recently frozen?Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be difficult and inconvenient from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. R.B.Hill Company can help you reinstate your home equity line of credit with an expert appraisal.
We Provide Field and Desktop Appraisal Review ServicesDo you need a veteran appraiser to double-check your appraisal for preciseness, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from R.B.Hill Company can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? R.B.Hill Company can help you with that. Even though most review work is requested by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion.